Help  ›  Billing & Subscriptions

Billing & Subscriptions

Pricing tiers, refunds, downgrades, and cancellations.

How does the Daily Pass work?
The Daily Pass gives 24 hours of full Pro access for a single flat fee. It auto-expires — no recurring charge — and is the cheapest way to try premium features before committing to a subscription.
What's the refund policy?
NO REFUNDS (all sales final). Cancel anytime to stop future charges. Why no refunds? Trading isn’t get-rich-quick or gambling. Treat any money you put into the markets as spent until you’ve learned to trade it well — and treat your subscription the same way. It’s your first lesson in trading without emotion. Full terms: /legal/refund-policy.
What does SM3 cost?
Two ways to pay for SM3 (every layer: MMM tools + FSB tools + Surge AI): $297 a month with a 12-month commitment (12 payments, $3,564 total), then month-to-month at $297 until you cancel — or $2,997 a year, paid upfront and renewing on the same date each year until you cancel. Both start with the $3 Ignite Boot Camp: cancel during the 3 days and nothing more is charged. Your SM3 price stays the same while your membership stays active. All sales are final — NO REFUNDS (all sales final). Innovative Surges LLC.
Can I downgrade?
Yes. In Settings → Billing, switch to any lower tier and the change takes effect at the end of your current billing cycle. You keep your current tier benefits until then.
How do I cancel?
Settings → Billing → Cancel subscription. Cancellation is immediate for the renewal and you retain access through the end of the paid period. SM3 monthly has a 12-month commitment: if you cancel after the 3-day Boot Camp and before the 12 months end, the remaining monthly payments are still charged, your access runs to the end date, and nothing is charged after it.
Which payment methods are accepted?
All major credit and debit cards via Stripe. Crypto payments and PayPal are supported on select tiers.
Do you offer team or affiliate pricing?
For white-label and team pricing, contact support. (The Affiliate Programme and its hub are in development — not open yet.)
Will I be charged sales tax or VAT?
Stripe collects local sales tax / VAT where required by law based on your billing address. Invoices showing the breakdown are available in Settings → Billing → Invoices.